I’ve been doing a series over on Instagram #100WaysSaveMoneySaveThePlanet and in my research, it’s rare that I came across personal finance books and blogs that talk about the relationship of our consumption on our wallet and the planet. So for this post, I wanted to do a roundup of posts that highlight this message that if we want to save money, we have to start caring about the Earth. If you note some of these blogs, they are more in the personal finance / financial independence world and are pretty influential.Read More
I just finished the book "Your Money or Your Life" by Vicki Robin and Joe Dominquez. I love personal finance and am an avid personal finance book reader. Of all of the books I've read, this is one of the few books that talk about the relationship and impact of our spending on both our wallets and on our one planet. “Financial Integrity is achieved by learning the true impact of your earning and spending both on your family and on the planet.”Read More
Not that you should own nothing, but that nothing should own you.
What is Minimalism? What is Financial Freedom? To me, Minimalism has always been focusing on the things that I value. This means focusing less on the accumulation of stuff, but more on personal growth, on relationships and on helping the world. Today, Financial Freedom means more to me more than ever and I will share a story that I have never shared here before.Read More
We all need to start thinking of money in terms of freedom. Money = Freedom. Today, most of us exchange our time for money. Yes, the money eventually pays for housing, for food, for clothing, for vacations etc., but at the heart of it, we are exchanging our time to buy other things. It would be very idealistic of us to state that money is not important. We don't live in a world where money is not necessary, but we can figure out a way to use it for good.Read More
Here it is folks, proof is in the numbers.
I've learned that it doesn't cost a lot to switch to a more eco-friendly lifestyle. The key is to recognize what you use the most and find alternatives that are better for the environment. I thought I would do a quick exercise on things I've invested in starting a zero waste or low waste transition and my ROI or in this case, my savings. Now, we may not need to spend any money at all if we are handy and are resourceful. I took 3 of the top items that you can replace today.Read More
It's the one advice that helped me feel secure about my future. The concept is simple. First, create multiple savings accounts. This can come in the form of retirement, investment and general bank savings accounts. From there, split out the bank savings accounts into specific short-term and long-term goals. This may mean having a saving accounts for Iceland 2017, Weddings 2018, and Vacations All Year Round. It's about planning ahead. The key to funding these successfully is to automate it all. Before even any of your paycheck touches your bank account, money is streamed into separate accounts and what your left with is money for your basic needs and some for luxury.Read More
Introduction to the energy of money and how your personal money history, beliefs and ideas affect you you earn money, save money and spend money.Read More
My husband and I have not had cable in over 5 years and don't miss it at all. We share a Netflix account that is barely used. We also have Amazon, but have not gotten into the swing of the shows there. I thought I would do a quick infographic of how much TV costs in terms of money and time.
Despite all of the news you hear about people cutting the cord and streaming from Netflix. Research still shows that 83% of American households pay for TV as a service. Many are just so used to the monthly cost. They don't think they can live without E! or HGTV, but I can attest that there is life after this. For me, not having cable for 5 years meant a significant amount of money and time saved. Some of this money I've invested and I've seen it grow significantly. Some of this money has been used to travel instead. I'm definitely not a cheapskate, but there's certain things that are worth paying money for, cable is NOT one of them.Read More